Travel Insurance

Whether you are traveling to the United States, worldwide, or within Canada City Center Insurance  offers enhanced coverage’s that you won’t find with other travel insurance providers.

With varying coverage amounts to choose from and single or multi-trip packages available, you can select the plan that’s right for you and your family.

Coverage for Single and Multi Trip Policies:

• provides coverage for injury or sickness requiring an emergency hospital stay or emergency medical treatment while traveling outside of the Insured’s home province or territory whether abroad or within Canada
• must be a Canadian resident and insured and/or eligible for benefits under a government health care plan of their province or territory
• $10,000,000 coverage
• Non-medical evacuation up to $4,000
• Accommodation and meals expenses up to $700 when flight is delayed for more than 4 hours
• Additional transport and entertainment expenses up to $200 when flight is delayed for more than 4 hours.
• No age limit
• Strong coverage for pre-existing conditions

Canadians travelling out of province within Canada may not be aware that their provincial health plan does not fully cover them if they are sick or injured and need medical attention.

The Government of British Columbia strongly advises residents to purchase additional health insurance when travelling to other Canadian Provinces.

Medical coverage under MSP is not guaranteed while travelling outside of British Columbia, but is covered while travelling within Canada under Travel Medical insurance.

Sometimes your trip doesn’t go as planned, but there are additional coverage’s you can purchase to help reclaim money already paid out should something prevent you from taking or continuing your trip. We offer the following coverages in addition to medical insurance.

Trip Cancellation
Don’t be left paying the bills for a trip you never got to take! You’ve worked hard to save your money and spent hours researching your options. You finally settle on the perfect vacation. unfortunately you just received some unexpected news that means you will have to cancel that long awaited trip. Trip Cancelation coverage can help save you money should your trip be cancelled for an unforeseen event such as injury, illness or severe weather that halts your travel plans. Trip Cancelation can be purchased as a stand alone policy or as a package policy combined with Trip Interruption.

Trip Interruption
Don’t leave home without it! You never know once you start on your trip what unexpected even could prevent you from completing your journey. Don’t end up having to pay more for missed flight connections due to unforeseen weather conditions or medical emergencies that are out of your control. Trip interruption insurance will protect you so you can have a worry free vacation once you are on your way.

Baggage Loss
Can provide compensation for lost, damaged or stolen luggage including items such as clothing, baggage itself, and personal care items.

Unless you are a resident of Canada you will not be covered for medical costs should you become sick or sustain an injury and need emergency medical attention while visiting.

It is recommended that visitors to Canada purchase medical insurance prior to coming to Canada, however, it can be purchased while in Canada subject to a waiting period.

Covers:

• Visitors to Canada
• Immigrants waiting for Citizenship
• Canadians returning to Canada after living abroad
• Available in increments of $10,000 to a maximum of $300,000 CAD
• No waiting period on sickness if purchased prior to arrival in Canada
• Family plan available
• includes Air Flight Accident and 24 hour Accident Insurance up to $25,000 CAD each

Super Visa’s

If you are a parent or grandparent of a Canadian citizen or a permanent resident, you may be eligible for the Super Visa program.

• valid for up to 10 years
• allows you to visit your family in Canada up to 2 years without renewing your status
• requires a minimum of $100,000 in coverage for at least one year

Policy Covers:

• unlimited 5 day trips during the one year policy term
• additional top up days available for longer trips
• $2 million in coverage, deductible, no medical health questions
• Coverage includes Canada, US or worldwide
• starting at $40 for individual travelers up to the age of 40 and $80 for a family (no limit on number of family members)

To buy or to renew visit your local Sussex Insurance office today!